income protection

Multi Claim Serious Illness

More Affordable Serious Illness Impact Cover
Heart Attack Impact Cover
 Long Stay in Hospital

Multi Claim Royal London

Getting protection that suits your needs is important, and so is the price you pay for it - but that's not all. In addition to being competitively priced, Royal London’s Multi Claim product provides you with some valuable features:

  • It has the potential to pay out multiple times over the lifetime of your policy
  • It gives you cover for the impact of a serious illness such as having a heart attack or receiving cancer treatment.
  • It also covers other life impacts, for instance, a long hospital stay such as after a serious road traffic accident or serious surgeries like a hip replacement.
  • Life cover is inbuilt into the policy.
  • You can also choose to add extra life cover if needed.
  • This policy can pay out 5% to 100% of your cover (your original sum assured when you take out your
  • policy) depending on the illness or condition. This means for less serious illnesses or treatments, it will pay out potentially less than 100% of your cover, keeping the rest of your cover in place for any future,
  • more severe illnesses. For illnesses or treatments that have a more serious impact, it pays out a higher amount.
  • After a claim, your monthly payments (premium) will not change.
  • Children's cover and premature birth cover included.
  • Helping Hand service - Available at no extra cost, this support service can help your family (your spouse/partner and children) through a difficult time if you're diagnosed with a serious illness or pass away.